Financial Literacy Mentoring for the Indonesian Student Association in Thailand (PERMITHA)

Authors

  • Ni Nyoman Alit Triani Universitas Negeri Surabaya
  • Dian Anita Nuswantara Universitas Negeri Surabaya
  • Eni Wuryani Universitas Negeri Surabaya
  • Pujiono Pujiono Universitas Negeri Surabaya

DOI:

https://doi.org/10.55927/jpmf.v4i5.79

Keywords:

Financial Literacy, Financial Management, PERMITHA

Abstract

This community service initiative aimed to provide education and mentoring on financial literacy for Indonesian students who are members of the Indonesian Student Association in Thailand (PERMITHA). Conducted on May 2–4, 2025 at Kasetsart University, Bangkok, with 30 student participants, the activities involved partner coordination, material development, training sessions, and evaluation through pre-test and post-test. The materials emphasized managing publication fees, strategies for selecting reputable international journals, and personal financial management. The results indicated an increase in participants’ understanding, as shown by higher post-test scores compared to pre-test scores. This initiative contributes to enhancing the financial literacy capacity of Indonesian students abroad, as financial literacy is a crucial competence to support academic success and timely completion of studies.

References

Addin, S., Hidayat, A., Herawati, N., & Warpindyastuti, L. D. (2024). Pendidikan Keuangan Untuk Mahasiswa: Tantangan dan Dampaknya terhadap Pengelolaan Keuangan Pribadi. JIIP - Jurnal Ilmiah Ilmu Pendidikan, 7(12), 14108–14114. https://doi.org/10.54371/jiip.v7i12.6570

Bayangkara, I. B. K., & Brahmayanti, I. A. S. (2025). Cerdas Keuangan Mahasiswa: Cerdas Mengelola Uang Untuk Mencapai Tujuan Secara Efektif Dan Efisien. ABDI MASSA: Jurnal Pengabdian Nasional, 03(05), 33–42. https://doi.org/10.69957/abdimass.v4i05.612

Czech, K., Ochnio, L., Wielechowski, M., & Zabolotnyy, S. (2024). Financial Literacy: Identification of the Challenges, Needs, and Difficulties among Adults Living in Rural Areas. Agriculture (Switzerland), 14(10), 1–17. https://doi.org/10.3390/agriculture14101705

Gelrot, N., Shamieva, A., Osuna, E. S., Abdallah, R., & Tick, A. (2023). Navigating Finance: Exploring Student Financial Literacy and Decision-Making in 2023. 169–193.

Hong Shan, L., Cheah, K. S. L., & Leong, S. (2023). Leading Generation Z’s Financial Literacy Through Financial Education: Contemporary Bibliometric and Content Analysis in China. SAGE Open, 13(3), 1–18. https://doi.org/10.1177/21582440231188308

Irvani, V., Waluyo, D. E., & Prawitasari, D. (2025). Optimalisasi Keuangan Mahasiswa Melalui Literasi Keuangan Dan Pemanfaatan Teknologi Finansial. Manajemen, 5(1), 256–277. https://doi.org/10.51903/manajemen.v5i1.927

Kholillulloh, F., Dewangga, M. W., Maghfiroh, R. A., Rahmadhani, D. A., Candrika, A. A., Wilger, R. V., Medistianto, T. N. R., Widyaningrum, D., & Prasetyo, E. (2025). Penguatan Literasi Keuangan Bagi Mahasiswa Indonesia di ThailandUntuk Membangun Kemandirian Finansial dan Investasi Kesehatan. Jurnal Akademik Pengabdian Masyarakat, 3(2), 193–199.

Koskelainen, T., Kalmi, P., Scornavacca, E., & Vartiainen, T. (2023). Financial literacy in the digital age—A research agenda. Journal of Consumer Affairs, 57(1), 507–528. https://doi.org/10.1111/joca.12510

Lusardi, A., Mitchell, O. S., & Curto, V. (2010). The Journal of Consumer Affairs. The Journal of Consumer Affairs, 44(2), 358–380. http://www.councilforeconed.org/wp/wp-content/uploads/2011/11/Financial-Literacy-for-Young-Lusardi.pdf

Nugraha, M. A. P., Violin, V., Anantadjaya, S. P., Nurlia, & Lahiya, A. (2023). Improving Financial Literacy Through Teaching Materials on Managing Finance for Millenials. Jurnal Ekonomi, 12(01), 2023. http://ejournal.seaninstitute.or.id/index.php/Ekonomi

Respati, D. K., Widyastuti, U., Nuryati, T., Musyaffi, A. M., Handayani, B. D., & Ali, N. R. (2023). How do students’ digital financial literacy and financial confidence influence their financial behavior and financial well-being? Nurture, 17(2), 40–50. https://doi.org/10.55951/nurture.v17i2.154

Shi, W., Ali, M., & Leong, C.-M. (2025). Dynamics of personal financial management: a bibliometric and systematic review on financial literacy, financial capability and financial behavior. International Journal of Bank Marketing, 43(1), 125–165. https://doi.org/10.1108/IJBM-06-2023-0359

Suyanto, S., Putri, F. K., & Dewi, W. P. (2024). Literasi Keuangan, Gaya Hidup, dan Pengelolaan Keuangan Mahasiswa Akuntansi: Pembelajaran Akuntansi Keuangan sebagai Variabel Moderasi. Ratio : Reviu Akuntansi Kontemporer Indonesia, 5(1), 93. https://doi.org/10.30595/ratio.v5i1.20227

Zhou, Y., Hussin, M., & Majid, M. Z. A. (2024). Re-conceptualizing financial literacy in China’s higher education: An exploratory qualitative study. Journal of Pedagogical Research, 8(4), 147–162. https://doi.org/10.33902/JPR.202429591

Zulfialdi, M. F., & Sulhan, M. (2023). Pengaruh Literasi Keuangan, Gaya Hidup Dan Pengendalian Diri Terhadap Perilaku Keuangan Pada Mahasiswa Ptkin Di Jawa Timur. Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA), 7(2), 807-820. Jurnal Ilmiah MEA (Manajemen, Ekonomi, Dan Akuntansi), 7(2), 2023.

Published

2025-10-25